Get money recommendations? The reason they’re the most dependable is that we have a lot of historical data about how they perform, and you’re able to control a number of the key variables to maximize your investment returns while minimizing your risk. While I’m not going to get into too much detail here (if you want to dive deeper check out how to start investing and my investing strategy posts). But the basics are simple and in fact, the best investment strategies are actually simple. Invest in index funds, like VTSAX, which has low fees and incredible diversification. Instead of buying individual stocks, buy the entire stock market. Stick with what works. Once you’ve settled on an investment strategy, the next step is to invest as much money as you can.
Spending time figuring out what you’ll do today can take away from actually doing those things. And, you’ll have planned your task list so recently that you can be tempted to change your schedule on the fly. It’s important to let your agenda change if you need it to, but it’s equally as important to commit to an agenda that outlines every assignment before you begin. Try solidifying your schedule the day before, making it feel more official when you wake up the next day to get started on it.
Palawan Express is the first name that comes to mind when talking about affordable remittance services. Aside from its thousands of branches and remittance partners nationwide, Palawan Express Pera Padala is also known for having one of the lowest remittance fees among the biggest players in the industry. Its cheap rates are the main selling point of Palawan Express, which has attracted millions of Filipinos to patronize its services. Read more info at https://digitalpinas.com/palawan-express-pera-padala-rates/.
It can be a bit tricky to determine when a senior discount applies. Most establishments determine this on their own. There is no technical definition of when a senior is actually qualified. However, most organizations have a policy, and that information can apply to your case. For example, many auto insurance companies will provide a senior discount to those who are over 50. Many restaurants offer these discounts for those over the age of 55. And, some retailers begin offering discounts to those who are over the age of 60. The key here is that you do need to ask to get these savings options. National Parks: U.S. citizens or permanent residents age 62 or over can access more than 84 million acres of land protected by the National Park Service for the rest of their lives for $80. While this isn’t quite the bargain that it used to be — prices were raised from just $10 last year — it’s still much better than the general, $80 annual pass rate, says Warren Gress, 67, of Parker, Colo., who has visited Glacier National Park, Yellowstone, Grand Canyon, Bryce and Zion, among others. Plus, Gress notes, the pass gets you discounted site fees if you’re staying in a federal campground. T Mobile: Customers ages 55-plus can get two lines with unlimited talk, text, and LTE data for $35/line with AutoPay. This is the best cell service discount available at the moment, says Dworsky of Consumer World. Bonus: only the primary account holder has to be 55 or older.
If you’ve got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online. Sign up as a publisher on the Awin network, check their offers blog or browse the merchant listings to find something you think your friends would be interested in, grab your affiliate link and share it. If someone buys (can be within up to 90 days) using your link you’ll make a nice commission. To take it a step further, set up a website (read our guide) or a topical Facebook page and invite all your friends to join it and post your affiliate offers on there. See additional information at Digital Pinas.