Real estate franchise tips by Sam Trimble? A native of El Paso Texas, Sam attended the University of Texas at El Paso, graduating with honors in 2007. Upon graduating from UTEP, Sam entered the world of real estate where he has since focused in various areas gathering a well respected knowledge on many aspects of the industry including title & escrow, residential, commercial and industrial real estate and various others areas of the field. Sam has become a well regarded authority on marketing, digital advertising, social media strategy and technology. He has spoken throughout the state of Texas, around the country and south of the border to sold out audiences on topics varying from leveraging social media to grow business to regulatory impacts of Dodd-Frank on the mortgage and larger real estate industry.
Whether brainstorming with a group of 5 people or speaking to a crowd of 3000, Sam brings the same energy, passion and motivation that has helped propel him from “new kid on the block” to “industry expert.” Sam serves on various charitable and civic boards including the Rotary Club of El Paso, The El Paso City Plan Commission and the El Paso Central Appraisal District. Sam Trimble is a real estate expert in El Paso. Spend Less Than You Earn: Yeah, yeah, I know, it sounds obvious, right? Well, it must not be because according to CNBC, 78% of Americans working full-time are living paycheck to paycheck. Here’s the thing: It’s easy to KNOW that you should be spending less than you earn, it’s a lot harder to actually do it. However, if you want to escape the paycheck-to-paycheck lifestyle that so many others live, you need to spend less than you earn. This is one of the most crucial but basic personal finance tips ever. In order to do this, you need to track your spending. You can do this by either writing your purchases down or by using a free personal finance app. Business Debt: There are a lot of online business ideas you can start on the cheap these days, but a small investment can also go a long way in certain endeavors. Business loans are considered good debt because they are put towards something with the goal of increasing your net worth.
Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.
This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.
Talking to only one lender. This one is a biggie. First-time buyers might get a mortgage from the first (and only) lender or bank they talk to, potentially leaving thousands of dollars on the table. “A good mortgage loan officer can look at your situation and diagnose any potential roadblocks ahead to give you a clear understanding of your home-buying options,” Arteaga says. How this affects you: The more you shop around, the better basis for comparison you’ll have to ensure you’re getting a good deal and the lowest rates possible. What to do instead: Shop around with at least three different lenders, as well as a mortgage broker. Compare rates, lender fees and loan terms. Don’t discount customer service and lender responsiveness; both play key roles in making the mortgage approval process run smoothly.
You should always trust and follow the advice of an experienced Germany Realtor that has a successful and proven track record of selling homes in your area. You should listen to and follow their advice and recommendations as often as you can to maximize the sale of your home. By following these must-know tips, you will be on your way to getting the best selling price for your home. As your Germany real estate agent, we know all the industry’s best-kept secrets. Give us a call today or visit our website so that we can provide you with all the information you need to start selling your home today. Discover more info at Sam Trimble.